Tag: CAI

HOA Advocates must bring the people out of the cave into the light

My Plato’s cave analogy:

“The policy makers, the public and the homeowners must understand that they have been living in a “cave” created by the promotion and mass merchandising of the HOA legal scheme,[1] eagerly accepted in exchange for empty promises of maintaining property values.  As prisoners within the cave, HOA members can only see the shadows of reality cast by the false light of the special interest propaganda.  Those who have escaped the cave and who have gone into “the light” of reality become enlightened.”[2] 

 It’s appropriate to restate a few of my views from my 2021 Commentary, “HOA Reformers needed to educate.”

“HOA Reformers are needed as educators to spread the facts about HOA-Land to the public in general; especially to the legislators, the media, the HOA boards, and to the universities and high schools. . . . The Plan[3] first requires addressing the attitudes and views of BODs, the members, and the public in general.  The conditioning and indoctrination by the biased views of the national pro-HOA special interest entity must be de-conditioned by a program of reorientation.”  

This past Monday I contacted The Federalist Society[4] seeking its assistance to spread the word by opening up debates and discourse through its member attorneys, and  law schools and their student chapters across the country.  It also publishes a law journal that is distributed to all members, The Harvard Journal of Law and Public Policy. I asked,

“Whereas,  I humbly ask The Federalist Society to abide by its mission and purpose and enact programs to address this representative sample of first impression questions, and arrive at the truth of the matter. As of today, to paraphrase Don Quixote’s reply (in Man of La Mancha) when presented with the Inquisition’s facts, ‘CAI facts are the enemy of truth.‘”

Today I was contacted by the Bill of Rights Institute[5]whose “mission is to equip students and teachers to live the ideals of a free and just society, and we have been engaged in this important work since 1999.”  BRI extends the re-educational process to secondary school students and teachers. It, too, is silent on HOA injustices. You can help them see the light.

Once again, in a show of unity, I ask for support in pursuing this invaluable vehicle for getting our  message out.  It must be understood that these groups are interested in substantive constitutional issues that apply across the states, which may require federal regulation to replace the private CAI control of the industry. 

Only our proactive involvement will stop the See no evil, hear no evil, speak no evil about HOA-Land.

Figure 1 See no evil, hear no evil, speak no evil about HOA-Land

NOTES

[1] See TB#50: The Mass Merchandising of HOAs by ULI and Mass Selling of HOAs Required Authoritarian Governance.  

[2] Excerpt from HOA Common Sense, No. 2: The new Enlightenment Age. See Plato’s allegory of the cave in Book VII, The Republic.  For a summary and a simplification of the allegory, see the YouTube video at http://youtu.be/sAu-CNSh9F0.

[3] See A Plan Toward Restructuring the HOA Model of Governance.

[4] The Federalist Society.

[5] BRI is a non-profit organization that designs and delivers unbiased, fact-based civics and history curricula, classroom-ready resources, and educational programs for teachers and students across America. See Bill of Rights Institute.

What makes for a good HOA member attorney??

First, what indeed does a lawyer  do?   There are family, corporate, injury, property, constitutional, etc. lawyers with  specialty in that  particular area. Of course, we see lawyers  saying they can represent you in many areas.  Ahem! Second, there is the level of expertise and competence in their chosen field. 

Now a homeowner needs to find a litigation attorney with expertise in the courts and lawsuits. You need a litigation attorney when dealing with a  rogue board that ignores the law and governing documents. (Please don’t be afraid to call it like it is).  Sitting down in a delusional kumbaya scenario is laughable to a rogue board (not aloud of course).  But going to court introduces another important element that has a direct bearing on the judge’s decision:  the specifics of the relevant HOA, contract, and property laws and precedent — decisions in prior related cases. And don’t forget the governing documents.

And guess who has the most credibility, as they frequently remind everyone, but good ol’ CAI.  And the local CAI attorney has the benefit of CAI Central’s collection, distribution, and advice on HOA related cases across the country.  So, which way will the judge lean when no one offers opposing arguments?  Towards the experts in HOA-Land law or towards the stumbling local run of the mill attorney?  Don’t miss understand me, I’ve witnessed some damn good, highly paid attorneys fall by the wayside.

Therefore, what must be done to achieve a balance and justice for you, the homeowner under the gun? Obviously, the attorneys must be educated, and those already educated and knowledgeable must speak out.  Where does it begin??  In the law schools across the country that have played their part by errors of omission  in failing to educate budding lawyers going forth in ignorance of HOA injustices.  

HOA social media misguided expectations

Way back when, in the beginnings of time when the internet was first being used to contact people — remember email lists — a CAI poster on its page recognized the fact that CAI could not control the internet, like presumably with the news media.  And thank goodness!

Given all the above, social media is inundated with homeowners facing serious problems with their HOA  and who cry out for help and assistance, but discover no solution to their complaints.  Yes, there’s plenty of good advice and suggestions, links to state laws and cases, etc.  The truth of the matter is that it is they, the poster, who must take action to resolve his grievances following the leads presented on the social media groups.

I’ve found that a good many of these complaints do not arise from a wrongful act by the HOA or a violation of the law. They are simply an exercise in the broad discretionary powers granted to the BOD in the governing documents; the homeowner just doesn’t like them. Nothing can be done except try to change the make up of the board, which requires a specified number of neighbors to join in. Fact chance!  Do they charge their town council with wrongdoing when they disagree with a position taken by the council?  Not usually.

While homeowners airing their problems on the internet may get   a large degree of sympathy — poor guy, they dun me wrong, unbelievable, etc. — nothing is accomplished when dealing with rogue HOAs and directors. By definition, the law and governing documents mean nothing to them, and they know that some 80+% will not take effective action – sue the bastards! And the numerous consumer protection – regulation agencies are ineffective lacking in punitive actions. The HOA holds all the aces; you lose!

The bottom line is to lobby the legislature to adopt 1)  substantive laws that protect your individual rights and freedoms supposedly guaranteed by the Constitution, 2) fair elections procedures to level the playing field for the democratic functioning of the HOA (how about ½ vote per lot if the owner resides less than 7 months), 3) attainable HOA enforcement procedures that effectively serve as a punishment  and as a detriment to further wrongful conduct, as exists with misdemeanors charges in the public domain, and 4) prohibit the cruel and unusual punishment allowed in the current  homeowner losers all foreclosure procedures.

All social media groups must make these reforms a top priority and inform the complaining homeowner that there is no push button instant solution to the ills of HOAs in our society.  We can only  hope that the majority of owners will finally realize that they are up the creek without a paddle and get angry enough to get involved wholeheartedly. This should be objective for all HOA social media groups.

The Art of War and HOA Reforms War #1

While HOA reforms require new legislation in every state to restore lost rights and freedoms resulting from the adhesion, authoritarian CC&Rs “contract,” advocates need to understand that reform activity has moved from a social and political movement to a war against an entrenched enemy.  I have used terms like doing battle,  the enemy, attack, etc. not lightheartedly.

The common quote from The Art of War (the James Clavell version is easy reading), “If you know yourself and your enemy, you need not fear the result of a hundred battles,” is just one of many that are easily applied to any organized civil, contentious movement.  Just like we are facing in our attempts to reform the HOA concept and being faced with opposing forces led by CAI. 

We must all toughen up for success!

I have selected several statements from Chapter VI that can easily be seen as applicable to our efforts.  As a longtime student of history, especially military history, I offer my interpretations.  Alternate interpretations are possible. The numbering reflects the sentence number as used by Lao Tzu.

Chapter VI–

  1. Whoever is first in the field and awaits the coming of the enemy, will be fresh for the fight; whoever is second in the field and has to hasten to battle will arrive exhausted.

2.Therefore, the clever combatant imposes his will on the enemy, but does not allow the enemy’s will to be imposed on him.

5.   Appear at points which the enemy must hasten to defend; march swiftly to places where you are not expected.

[Too often advocates have reacted to the CAI supported bills or positions rather putting their positions and bills on the “table” out first. They then need to catchup and defend against the allegations and not arguing their positions.]

[The following quotes advise the General (leader) to know the enemy — your opponent. Power negotiations is a two-party “game” and knowing the opposing teams’ strengths is important for success.]

10.  You may advance and be absolutely irresistible, if you make for the enemy’s weak points; you may retire and be safe from pursuit if your movements are more rapid than those of the enemy.

        [Taking some action regarding bills or any statements that need to be challenged.]

13.  By discovering the enemy’s dispositions and remaining invisible ourselves, we can keep our forces concentrated, while the enemy’s must be divided.

14.  We can form a single united body, while the enemy must split up into fractions. 

        [A failure of advocates to unite has hurt the reform movement. Each failure to unite allows CAI to boast, “See, they are nothing to be worried about.”  Legislators, like everybody else including lawyers, want to back winners, not losers.]

19.  Knowing the place and the time of the coming battle, we may concentrate from the greatest distances in order to fight.

22. Though the enemy be stronger in numbers, we may prevent him from fighting. Scheme so as to discover his plans and the likelihood of their success.

23.  Force him to reveal himself, so as to find out his vulnerable spots.

     [In summarizing these last 5 statements, advocates need spies, just like our military uses spies and sends out recon units in order to find out what’s happening. Lao Tzu stresses this aspect in his last chapter. With CAI closing ranks and restricting access to its websites, member spies must be recruited.  I did well using spies in my early activist days.]

AZ legislature fears HOA failures if homestead protection permitted?

Why is the exclusion of homestead protection for private HOAs a matter for  the AZ Senate FIN committee?  Is the committee afraid that HOAs will begin to fail in droves due to dead beat members retaining up to $400,000 in homestead exemptions if foreclosed on? (The HOA equivalent to public taxes).  That’s odd, because for years CAI has presented surveys that all is well in HOA-Land with a 70% – 80% member approval.  Or is there fear mongering going on again?

H’mmm.  Suppose now that the fear is real and down go the HOAs, mainly on the directors failure to manage the HOA’s funds.  Why then should HOAs get preferred treatment in violation of the Arizona Constitution, Article 2, Declaration of Rights? Let them fail as any other poorly run organization!

§32. Constitutional provisions mandatory. The provisions of this Constitution are mandatory, unless by express words they are declared to be otherwise.

§13. Equal privileges and immunities.. No law shall be enacted granting to any citizen, class of citizens, or corporation other than municipal, privileges or immunities which, upon the same terms, shall not equally belong to all citizens or corporations.

If the committee, and Legislature, proceed to withhold homestead protection then their act would be a clear violation of the AZ Constitution and subject to an easy challenge. It has happened in the past and the homeowners won! AZ Attorney General admits SB 1454 HOA to be invalid and without effect.