HOA homeowners are the “forgotten man” to use FDR’s characterization of the farmers and working-class citizens during the Great Depression of the 1930s. As Governor of NY running for the Presidency, FDR addressed the nation on April 7, 1932. The relevant parts are provided below.
“It has been said that Napoleon lost the battle of Waterloo because he forgotten his infantry . . . . The present administration in Washington provides, I think, a close parallel. It has either forgotten or does not want to remember the infantry of our economic army. These unhappy times call for the plans of 1917 that build from the bottom and not the top down . . . that puts their faith in the forgotten man at the bottom of the economic pyramid . . . .”
In short, the people count and have been ignored by the rich and powerful people and corporations. The Depression needs to focus on the unemployed people if this country is to survive the Depression.
Today our nation is facing the real possibility of the loss of our democratic principles as set forth in the US Constitution. Yet, little attention had been paid the authoritarian private government HOAs that have succeeded from the Union; the HOA legal scheme has become an institution and accepted as “that’s the way it is.” (See The HOA-Land Nation Within America).
Are the homeowners in HOAs the forgotten men and women of our times? I think so. The evidence is quite clear that today, as occurred some 90 years ago, they have been abandoned by special interest corporations and government posing as friends of the people. And there is not nor has there been a protector of the people since FDR and JFK.
HOA Constitutional Government 
Bravo! Well said.