An excellent news feature from CNBC on HOA foreclosures including CAI’s Tom Skiba and attorney Bill Davis, who is the fellow being sued by John Carona’s corporate entities has been posted on Evan McKenizie’s The Privatopia Papers blog. See The next foreclosure fight, redux…
An amazing 32 comments in two linked threads have been posted by interested persons including, among “anonymouses,” Evan McKenzie, Tom Skiba (CAI CEO), HOA defender Tyler Berding, Fred Pilot, Fred Fischer, and yours truly, G K. Staropoli (PVTGOV). Where are you other guys?
The issue of HOA foreclosure rights is covered quite extensively from several points of view. If you want to be in the “know”, you must read these comments to better understand the lunacy of “they signed an agreement to pay assessments” and “it ain’t fair for good owners to pay for these people.”
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HOA Constitutional Government 
“In a democracy, people get the government they deserve.”
Absent giving rise to your contrarian voice, in associations, homeowners get the governance they deserve.
Joseph de Maistre (1753-1821) wrote in 1811: “Toute nation a le gouvernement qu’elle merite.” (“Every nation has the government it deserves.”) De Maistre was credited with the saying in the 19th century, but it became popular in the United States in the 20th century, frequently without credit to De Maistre.
A popular version is “In a democracy, the people get the government they deserve,” with an incorrect credit to Alexis de Tocqueville (1805-1859), author of Democracy in America. Many have questioned the statement, arguing that it “blames the victim” (citizens/voters) for bad regimes that cannot easily be voted out—even in a democracy.