To paraphrase President Obama’s words, when considering all the factors establishing the HOA as an institution — the legal scheme and the mass merchanding of HOAs — all of us should honestly answer the following question:
What is the “character of the community”?
For those arguing favorably for HOAs, please bear in mind that the developers, the HOAs, the national business trade group, the lobbyists, the legislators, and the state consumer protection agencies come with very unclean hands. They have all played a role in establishing and favoring these private governments over individual property rights.
